This hacking database is of size around 75GB and it is of readable structure and the resources also says that it is a giant database contains password form various sources.
Ii effects system or device in such a way that there is no guarantee that paying the ransom will return access or not delete the data , this is known as Ransomware. It is a denial-of-access attack that prevents computer users from accessing files since it is intractable to decrypt the files without the decryption key.
The crypted password is series of random-looking characters used by companies for security reasons to protect users.The victim sends the asymmetric ciphertext and e-money to the attacker. It added that no payment information or credit card data has been stolen/leaked as it is stored separately from this data in a highly secure PCI Data Security Standard compliant vault.